What YOU Can Do Get flood insurance. You can find out about the National Flood Insurance Program through your local insurance agent or emergency management office. There is normally a 30-day waiting period before a new policy becomes effective. Homeowners polices do not cover damage from the flooding that accompanies a hurricane. Develop an emergency communication plan. In case family members are separated from one another during a disaster (a real possibility during the day when adults are at work and children are at school), have a plan for getting back together. Ask an out-of-state relative or friend to serve as the "family contact." After a disaster, it's often easier to call long distance. Make sure everyone in the family knows the name, address, and phone number of the contact person. Make arrangements for pets. Pets are not allowed into emergency shelters for health and space reasons. Contact your veterinarian or local humane society for information on local animal shelters. Protect your windows. Permanent shutters are the best protection. A lower-cost approach is to put up plywood panels. Use 1/2 inch plywood--marine plywood is best--cut to fit each window. Remember to mark which board fits which window. Pre-drill holes every 18 inches for screws. Do this at the beginning of hurricane season (June 1st). Trim back dead or weak branches from trees. Make sure that all family members know how to respond after a hurricane. Teach family members how and when to turn off gas, electricity, and water. Teach children how and when to call 9-1-1, police, or the fire department and which radio and/or television stations to tune into for emergency information. DURING A HURRICANE WATCH:
DURING A HURRICANE WARNING:
WHEN EVACUATION IS NECESSARY:
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